KONTROVERSI HUKUM PEGADAIAN SYARIAH

Delima Sari Lubis

Abstract


Pawn is a covenant debts, where people are owed will pawn the goods as collateral for the debt. In general, scholars have agreed that the pawn is permissible. The existence of syariah pawn has juridical implications on the economic development of sharia in Indonesia. Thus, the prospect of sharia pawnshops forward very unusual, because the response of the people are very nice. But in practice sharia pawnshops are some things that are still disputed by several parties, among others; First, sharia pawning not completely remove the system of interest, but rather change the flowers to save costs on the basis of Ijarah contract (service fee). secondly , the rules on product qardh Bank Indonesia backed gold, it is feared will be a trigger speculation practices. Both of these things would be avoided if there is a good cooperation of the various parties involved, both the mortgage, practitioners, economists Islam , businesses and government. So the practice of sharia pawnshops really in accordance with the rules of Islam.


Keywords


mortgage; Pawnshop sharia; Controversy

Full Text:

PDF

References


Adiwarman A. Karim, Bank Islam Analisis Fiqih dan Keuangan, Jakarta: PT. RajaGrafindo Persada, 2006.

Dahlan Siamat. Manajemen Lembaga Keuangan. Jakarta: Fakultas Ekonomi Universitas Indonesia, 1999.

Hendi Suhendi, Fiqh Muamalah. Jakarta: PT. Raja Grafindo Persada, 2010.

Heri Sudarsono, Bank dan Lembaga Keuangan Syari’ah. Yogyakarta: Ekonisia, 2004.

M. Abdul Kadir. Hukum Perusahaan Indonesia, Bandug : PT Citra Aditya Bakti, 2006.

Muhammad Syafi’i Antonio, Bank Syariah dari Teori ke Praktik. Jakarta: Gema Insani, 2011.

Sholahuddin, Lembaga Ekonomi dan Keuangan Islam. Surakarta: Muhammadiyah University Press, 2006.

Veithzal Rivai, Andria Permata Veithzal, Ferry N. Idroes, Bank dan Financial Institution Management convensional dan Shariah System. Jakarta : PT RajaGrafindo Persada, 2007.

Veithzal Rivai, dkk., Islamic Financial Management: Teori, Konsep, Prosedur, dan Aplikasi Panduan Praktis bagi Lembaga Keuangan dan Bisnis, Praktisi, serta Mahasiswa. Jakarta: PT. RajaGrafindo Persada. 2010.

Zainuddin Ali, Hukum Gadai Syariah. Jakarta: Sinar Gafika, 2008.

http://www.majalahgontor.net.

http://www. zulsucses.blogspot.com/2013/03/pegadaian-syari’ah.html


Refbacks

  • There are currently no refbacks.


Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.